Discharging Your Debts in Las Vegas Bankruptcy

At a certain point in your bankruptcy case, you will receive a “discharge.” This means that you’ll no longer have to pay certain types of debt. Some debts, however, cannot be discharged. For example, you’ll still have to pay certain tax claims, child support and alimony, and most student loans. The timing of this discharge varies, depending on whether you filed for individual …

Can Bankruptcy Stop Foreclosure on Your Las Vegas Home

If you live in Las Vegas, you’ve probably noticed the vast amounts of homes in and around your neighborhood in foreclosure. Unfortunately, an inflated real estate market, combined with unscrupulous mortgage lenders, contributed to what is now the worst housing slump in history. The real victims are the homeowners, who are facing high prepayment penalties and rising interest rates, while their home …

Las Vegas, Should I File for Bankruptcy?

As a premier bankruptcy law firm in Las Vegas, people are constantly asking us whether they should file for individual bankruptcy. To determine whether bankruptcy would benefit these people, we sit down with them and have extensive conversations about what’s going on in their lives. Here are some of the questions we ask: Have your wages been garnished or your bank account …

Las Vegas, which is better chapter 7 or chapter 13 bankruptcy

We commonly get asked by people in Las Vegas contemplating individual bankruptcy whether they should file under Chapter 7 or Chapter 13. Here is what we explain: Chapter 7 is the better option for a debtor who owns no valuable assets. The reason is that a bankruptcy case filed under Chapter 7 is essentially a liquidation of all your property that is …

Can I Still File for Individual Bankruptcy in Las Vegas?

A lot of our Las Vegas clients tell us about the TV commercials they’ve seen in which debt settlement companies insist that the new bankruptcy laws make it impossible to file individual bankruptcies. We tell our clients that these commercials aren’t true.  These companies are simply trying to gain new business.  In reality, individual bankruptcy filings in Las Vegas and throughout the …

Do i need an attorney to file bankruptcy in Las Vegas?

Often people contemplate filing for bankruptcy on their own.  Their thinking is that if they don’t have enough to pay their creditors, how can they afford to pay a lawyer? While everyone has their own unique circumstances to consider, it’s generally a good idea to hire a lawyer to help you with the bankruptcy process for the following reasons: 1.  …

Can credit be rebuild after filing bankruptcy in Las Vegas?

Can I rebuild my credit score after bankruptcy? Collection agencies often attempt to scare debtors away from a bankruptcy filing by referring to it as a “10-year mistake.”  But don’t let claims like that intimidate you. Yes, a bankruptcy filing will be on your credit report for 10 years.  But: 1.  Collection agencies point that out because it’s in their …

Bankruptcy Law Firm In Las Vegas

Haines & Krieger practices exclusively in consumer bankruptcy law in Las Vegas, Nevada.  David Krieger is Board Certified Consumer Bankruptcy Attorney and has handled 1000’s of personal bankruptcies with emphasis on chapter 13 Bankruptcies.  Through chapter 13 Bankruptcy our firm has helped clients stop debt collections, “strip off” or eliminate burdensome second and third mortgages and help client’s cure defaults on …